Meet our Team
Martin Cloutier,
B.Comm (Hons.), CFP, RRC, CIM
Portfolio Manager, Senior Investment Advisor
Languages
With over 20 years in the investment industry, Martin Cloutier delivers personalized, strategic financial planning and investment advice. He has helped clients from all walks of life align their wealth with their goals through a disciplined, client-first approach. A proud father of four, Martin enjoys cooking, spending time with family, camping, and traveling the world.
Credentials and Education
- Chartered Investment Manager (CIM®)
- Registered Retirement Consultant (RRC®)
- Certified Financial Planner (CFP®)
- Bachelor of Commerce (Honors) – University of Manitoba
- Canadian Securities Course | Conduct & Practices Handbook
- Wealth Management Essentials
- Licensed in Life, Accident & Sickness Insurance
Nicolas Ariza,
BBA
Client Experience Manager, Business Development Associate
Languages
With 10 years of experience in the financial industry, Nicolas Ariza ensures that the client journey—both for existing and future clients—is smooth, efficient, and rewarding. He supports the Senior Investment Advisor in meeting client needs through precise processes, meaningful interactions, and full regulatory compliance. Focused on building strong relationships, Nicolas helps deliver high-quality, tailored wealth management solutions.
Credentials and Education
- Bachelor in Business – Universidad Autónoma de Bucaramanga
- Post-Degree in Marketing Management – University of Winnipeg
- Management Certificate – University of Winnipeg
- Post-Degree in Sales Management – Universidad de La Sabana
- Canadian Securities Course (CSC®)
- Canadian Investment Funds Certificate (CIFC®)
Noel Ngo,
B.A Econ
Client Services Administrator
Languages
With 10 years of experience in the financial industry, Noel ensures that the administrative side of the client journey runs smoothly and efficiently. He manages documentation and client transactions with precision, ensuring compliance and accuracy at every step. As the team’s insurance expert, he supports clients with tailored insurance solutions that complement their broader wealth plans. Outside of work, Noel is an avid golfer who enjoys spending time outdoors with friends and family.
Credentials and Education
- Bachelor of Arts in Economics – University of Manitoba
- Licensed in Life, Accident & Sickness Insurance
Disclaimer: Insurance products are sold via Harbourfront Estate Planning Services Inc. (HEPSI). These products are not subject to CIRO regulation or CIPF coverage; please inquire for more information.