What Many Canadians get Wrong About Retirement?

Watch now these valuable insights from, Martin Cloutier, CFP®, CIM®

You'll learn about:

 

10 retirement mistakes that retirees make.

 

Your investment planning projection.

 

How important is tax planning for your retirement.

Martin Cloutier

Martin Cloutier,
B.Comm (Hons.), CFP, RRC, CIM
Portfolio Manager, Senior Investment Advisor
Languages
English French

With over 20 years in the investment industry, Martin Cloutier delivers personalized, strategic financial planning and investment advice. He has helped clients from all walks of life align their wealth with their goals through a disciplined, client-first approach. A proud father of four, Martin enjoys cooking, spending time with family, camping, and traveling the world.

Credentials and Education

  • Chartered Investment Manager (CIM®)
  • Registered Retirement Consultant (RRC®)
  • Certified Financial Planner (CFP®)
  • Bachelor of Commerce (Honors) – University of Manitoba
  • Canadian Securities Course | Conduct & Practices Handbook
  • Wealth Management Essentials
  • Licensed in Life, Accident & Sickness Insurance
Nicolas Ariza, Investment Advisor, Winnipeg, Wealth Management, CSC

Nicolas Ariza,
BBA
Client Experience Manager, Business Development Associate
Languages
English Spanish

 

With 10 years of experience in the financial industry, Nicolas Ariza ensures that the client journey—both for existing and future clients—is smooth, efficient, and rewarding. He supports the Senior Investment Advisor in meeting client needs through precise processes, meaningful interactions, and full regulatory compliance. Focused on building strong relationships, Nicolas helps deliver high-quality, tailored wealth management solutions.

Credentials and Education

  • Bachelor in Business – Universidad Autónoma de Bucaramanga
  • Post-Degree in Marketing Management – University of Winnipeg
  • Management Certificate – University of Winnipeg
  • Post-Degree in Sales Management – Universidad de La Sabana
  • Canadian Securities Course (CSC®)
  • Canadian Investment Funds Certificate (CIFC®)

Our clients recommend us

Contact Us

Winnipeg Office

900 Harrow Street East
R3M 3Y7, Winnipeg, Manitoba

PrestigeLine

+1 (204)-231-6350

Email

prestigecontact@harbourfrontwealth.com

Supported by our Custodian NBIN

With over 25 years of continuous service and a team of more than 200 professionals, National Bank Independent Network is Canada’s leading provider of custody, trade execution and brokerage solutions to independent Portfolio Managers and Investment Dealers. 

NBIN is custodian for over $180 Billion is assets, over 400 Independent Firms, representing over 600,000 clients. 

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